Dampak Positif Implementasi Virtual Account Santri di Pesantren

Abstract

Nowadays, Islamic boarding schools which focus on studying Islamic religious knowledge are also required to be able to innovate to keep up with the times. One of them is in the field of financial technology. Which is one of the areas that creates problems in Islamic boarding schools. This research aims to find out what are the positive impacts of implementing the Cashless Payment System using the Virtual Account Santri. So the hope is that by knowing the positive impact of this system, Islamic boarding schools in Indonesia will start to adapt it. This research uses a qualitative approach with a literature study method. The research results gave rise to the finding that the implementation of the Virtual Account Santri system had a positive impact on santri and the parents: (1) ease of payment and sending of santri pocket money, (2) guarantee of security and certainty of payment money and santri pocket money, and (3) regulate santri expenditure. Meanwhile, for Islamic boarding schools: (1) providing convenience in recording transactions and managing Islamic boarding school finances, (2) transparency, openness and accountability for Islamic boarding school finances, (3) minimizing arrears or delays in payment for santri, and (4) guaranteeing service satisfaction for santri and the parents. So this system provides many benefits for santri, the parents, and Islamic boarding schools.