https://jurnal.uin-antasari.ac.id/index.php/taradhi/issue/feed At-Taradhi: Jurnal Studi Ekonomi 2023-12-31T13:05:49+00:00 Yulia Hafizah [email protected] Open Journal Systems <p> </p> <table cellspacing="0" cellpadding="0"> <tbody align="top"> <tr> <td> <div>Journal Title</div> </td> <td> <div>: <strong>At-Taradhi: Jurnal Studi Ekonomi</strong></div> </td> </tr> <tr> <td> <div>ISSN</div> </td> <td> <div>: E-ISSN <strong><a href="https://issn.brin.go.id/terbit/detail/1481595337" target="_blank" rel="noopener">2548-9941</a></strong> P-ISSN <strong><a href="https://issn.brin.go.id/terbit/detail/1481595337" target="_blank" rel="noopener">1979-3804</a></strong></div> </td> </tr> <tr> <td> <div>DOI Prefix</div> </td> <td> <div>: Prefix <strong>10.18592 </strong>by Crossref </div> </td> </tr> <tr> <td> <div>Editor in Chief</div> </td> <td> <div>: <a href="https://www.scopus.com/authid/detail.uri?authorId=58617226400">Yulia Hafizah</a></div> </td> </tr> <tr> <td>Managing Editor</td> <td>: <a href="https://sinta.kemdikbud.go.id/authors/profile/6052259">Muhammad Rifqi Hidayat</a></td> </tr> <tr> <td>Publisher</td> <td>: <a href="https://www.uin-antasari.ac.id/" target="_blank" rel="noopener">Universitas Islam Negeri Antasari Banjarmasin</a></td> </tr> <tr> <td> <div>Frequency</div> </td> <td> <div>: 2 issues per year (July and December)</div> </td> </tr> <tr> <td valign="top"> <div>E-mail</div> </td> <td> <div>: [email protected]</div> </td> </tr> </tbody> </table> <p><strong>At-Taradhi: Jurnal Studi Ekonomi</strong> (<a href="https://issn.brin.go.id/terbit/detail/1481595337" target="_blank" rel="noopener">P-ISSN: 1979-3804</a>) and (<a href="https://issn.brin.go.id/terbit/detail/1481595337" target="_blank" rel="noopener">E-ISSN: 2548-9941</a>) is a peer-reviewed journal published biannually by the Faculty of Islamic Economics and Business at UIN Antasari Banjarmasin - Indonesia. The journal focused on primary studies of economics, banking, and Islamic economic, which consist of Management, Entrepreneurship, Economy Development, Accounting, Islamic Banking, Islamic Banking Regulations, Islamic Finance Institutions, Instruments of Islamic Finance, Islamic Accounting, Islamic Management, Islamic Business Ethics, Islamic Philanthropy, and Halal Business.</p> <p>This journal is an open-access journal, meaning that all content is freely available without charge to the user or his/her institution. Users are allowed to read, download, copy, distribute, print, search, or link to the full texts of the articles, or use them for any other lawful purpose, without asking prior permission from the publisher or the author. This is in accordance with the BOAI definition of open access.</p> <p>All papers submitted to the journal should be written in good English or Bahasa Indonesia and must be submitted online to: <strong>https://jurnal.uin-antasari.ac.id/index.php/taradhi/user/register. </strong>Should there be a problem with the online submission, please get in touch with Editorial Office at the following email address: [email protected]. The Journal has been indexed by <a href="https://doaj.org/toc/2548-9941" target="_blank" rel="noopener">Directory of Open Access Journal (DOAJ)</a>, <a href="https://scholar.google.co.id/citations?user=kPSX8gsAAAAJ&amp;hl=en" target="_blank" rel="noopener">Google Scholar</a>, <a href="https://garuda.kemdikbud.go.id/journal/view/6335" target="_blank" rel="noopener">Portal Garuda</a>, <a href="https://moraref.kemenag.go.id/archives/journal/97874782241986113" target="_blank" rel="noopener">Moraref</a>, <a href="https://www.base-search.net/Search/Results?lookfor=At-Taradhi%3A+Jurnal+Studi+Ekonomi&amp;name=&amp;oaboost=1&amp;newsearch=1&amp;refid=dcbasen" target="_blank" rel="noopener">BASE</a>, <a href="https://app.dimensions.ai/discover/publication?search_mode=content&amp;search_text=at-taradhi&amp;search_type=kws&amp;search_field=full_search" target="_blank" rel="noopener">Dimensions</a>, etc, and is accredited SINTA 4 (<a href="https://drive.google.com/file/d/1RXhEB-kSF1W_bAE3keWxma9-v9w-1jKV/view?usp=sharing" target="_blank" rel="noopener">SK: 23/E/KPT/2019</a>) by the Ministry of Research, Technology, and Higher Education of the Republic of Indonesia. At-Taradhi: Jurnal Studi Ekonomi is also a <a href="http://www.crossref.org/" target="_blank" rel="noopener">CrossRef Member</a>. Therefore, all articles published by At-Taradhi: Jurnal Studi Ekonomi will have a UNIQUE DOI.</p> <p> </p> https://jurnal.uin-antasari.ac.id/index.php/taradhi/article/view/11523 Wealth Management of Middle-Class Society with Religiosity Financial Planning Approach in Nganjuk Regency 2023-12-21T06:53:36+00:00 Muhammad Fatchullah El Islami [email protected] Mustofa [email protected] <p>Islamic wealth management is often equated with property management in general. Of course, both have significant differences, such as the existence of boundaries following Islamic teachings. This study aims to describe the expenditure and distribution of assets for religious purposes as stated in Religiosity Financial Planning. This research focuses on the middle-class community of Ngronggot Nganjuk. This study used a descriptive-quantitative approach. Data was collected through questionnaire dissemination. The number of respondents to this study was 60. The results showed that the ngronggot nganjuk community, in planning property for religious purposes, had done well, such as in planning zakat, infaq, sadaqah, qurban, and hajj. It is just that the planning of waqf, hibahs, and umrah is still not planned by all respondents. These results interpret that the behaviour of the middle-class community of Ngronggot village is influenced by several aspects: attitudes, subjective norms, and behavioural control.</p> 2023-12-31T00:00:00+00:00 Copyright (c) 2023 Muhammad Fatchullah El Islami Fatchul, Mustofa https://jurnal.uin-antasari.ac.id/index.php/taradhi/article/view/9832 Exploring Bank Syariah Indonesia and It’s Customers Perceptions of Cyber Attacks 2023-12-21T06:39:47+00:00 Siti Aisah [email protected] Syarifuddin Syarifuddin [email protected] Rahmad Kurniawan [email protected] <p>System maintenance occurred at Bank Syariah Indonesia on May 8, 2023 delaying all activities of Bank Syariah Indonesia branch offices throughout Indonesia, many customers were disappointed with BSI services. Especially mobile banking services and ATM machines that cannot be used for customers to withdraw funds or other transactions. Not only that, employee activities were also delayed due to system maintenance that occurred. This study aims to determine customer perceptions of cyber attacks that occurred at Bank Syariah Indonesia. The research method used is qualitative research using a descriptive approach. Data were collected using field research methods. The results of this study indicate that customer perceptions of cyber attacks, still do not know the information about hacker attacks. Some just know there is a system maintenance disturbance not a hacker attack. However, some customers know about the attack because of the news on social media and newspapers. Many customers also feel anxious and afraid, wondering what is wrong with BSI which has experienced system disruptions for days. This proves that not all customers know about the attack that occurred. The countermeasures taken by Bank Syariah Indonesia are protecting customer data and controlling and preventing operational risks with tighter system supervision, upgrading windows systems, upgrading antivirus systems, conducting limited operations, positive invitations to customers or the public through social media, or direct visits to customers, limited operations and telemarketing.</p> 2023-12-31T00:00:00+00:00 Copyright (c) 2023 Siti Aisah, Syarifuddin Syarifuddin, Rahmad Kurniawan https://jurnal.uin-antasari.ac.id/index.php/taradhi/article/view/9967 Corporate Social Responsibility for Economic Recovery Post-Pandemic: A Lesson from Bank Syariah Indonesia 2023-12-21T06:42:40+00:00 Aminudin Ma'ruf [email protected] Rahayu Puji Lestari [email protected] Azhar Alam [email protected] <p>This study aims to determine the implementation of BSI's CSR programs to support economic recovery post-pandemic, and identify the supporting and inhibiting factors in implementing its programs. The method used for this research is a qualitative method that presents actual data according to conditions in the field by direct interviews with associated parties. The study results show that BSI has set a strategy to optimize its CSR program, one of which is by focusing on empowering MSMEs. In Indonesia, MSMEs are considered the main factor for accelerating economic recovery. In its implementation, CSR at BSI indeed encounters supporting factors as well as inhibiting factors. The supporting factor is the existence of an ecosystem in implementing CSR programs, to which many parties contribute. The obstacles encountered were the lack of public understanding and education of CSR programs.</p> 2024-01-08T00:00:00+00:00 Copyright (c) 2023 Aminudin Ma'ruf https://jurnal.uin-antasari.ac.id/index.php/taradhi/article/view/9132 Sharia Insurance Study Program Development Strategy Using QSPM (Quantitative Strategic Planning Matrix) Analysis 2023-12-30T17:29:38+00:00 Lutpi Sahal [email protected] Rimayanti Rimayanti [email protected] Elida Mahriani [email protected] M. Ferry Hidayat [email protected] <p>There are only 3 PTKINs in Indonesia that have opened a Sharia Insurance Undergraduate study program, including UIN Antasari Banjarmasin. Regionally, in Kalimantan, this is the only study program within PTKI. So far, the study program has established cooperation in the form of student apprenticeships, while in the form of professional training is very limited. Therefore, it is necessary to know more about the expectations of external stakeholders for the Sharia Insurance Study Program, especially regarding the competency of alumni needed by the Sharia insurance industry, internal and external factors that need to be considered in the development of the study program, then also how to develop an appropriate study program development strategy with the development of the world of work. This research is quantitative research with a descriptive approach. The data analysis methods are IFE, EFE, IE, SWOT, and QSPM Matrix. The results have shown that the competencies needed by the insurance industry to increase the absorption of alumni in the world of work, among others, for students in the form of soft skills and hard skills, the ability of lecturers to combine theory and practice during the learning process, for study programs to increase the availability of learning facilities and infrastructure both in quantity and quality, cooperate with UPKK UIN Antasari &amp; alumni, and take advantage of cooperation agreements with hospitals &amp; insurance. The strategy for developing the Sharia Insurance Study Program of the Faculty of Economics and Islamic Business using QSPM (Quantitative Strategic Planning Matrix) analysis is in quadrant II, namely market penetration and product development strategies.</p> 2024-01-08T00:00:00+00:00 Copyright (c) 2023 Lutpi Sahal, Rimayanti Rimayanti, Elida Mahriani, M. Ferry Hidayat https://jurnal.uin-antasari.ac.id/index.php/taradhi/article/view/9450 The Effect of Price, Product and Place on The Purchase Decision of Kopi Janji Jiwa Samarinda in Islamic Economic Perspective 2023-06-30T21:56:43+00:00 Vira Paradina Winata [email protected] Darmawati Darmawati [email protected] Irma Yuliani [email protected] This study aims to determine the effect of price, product and place on purchasing decisions for Kopi Jiwa Samarinda in the perspective of Islamic economics. This type of research is quantitative research. The method used is descriptive associative. The sampling technique is non-probability sampling with (accidental sampling). The types of data in this study are primary and secondary. The sampling method used is using the Cochran formula with a sample of 96 respondents and rounded up to 100 respondents. Methods in collecting data in this study using observation, questionnaires (questionnaires), and documentation. The data analysis technique in this study uses validity test, reliability test, classical assumption test consisting of (normality test, multicollinearity test, heteroscedasticity test, autocorrelation test and linearity test), and multiple linear regression analysis test (t test, f test, and the coefficient of determination test (R2).The results of this study indicate that the price variable has no significant effect on the Purchase Decision of Promise Jiwa Samarinda Coffee with a sig value of 0.095 &gt; 0.05, the product variable has a significant effect on the Purchase Decision of Kopi Jiwa Samarinda with a sig value of 0.000 &lt; 0.05, and the place variable does not have a significant effect on the purchasing decision of the Promised Jiwa Samarinda Coffee in the Islamic Economic Perspective with a sig value of 0.271 &gt; 0.05. Meanwhile, the price, product, and place variables simultaneously have a significant effect on the purchasing decision of Promise Coffee. The soul of Samarinda in the perspective of Islamic Economics with a sig value as follows: esar 0.000 &lt; 0.05. This shows that 49.0% of the Purchase Decision variables are influenced by Price (X1), Product (X2), and Place (X3). And the rest (100% - 49.0%) = 51.0% is influenced by other variables not discussed in this study. So the influence contribution of all variables in this study is 51.0%. 2024-02-10T00:00:00+00:00 Copyright (c) 2023 Vira Paradina Winata, Darmawati Darmawati, Irma Yuliani