Rinjani, Tia, et al. “The Transformation of Digital Transactions: Fintech’s Role and the Evolving Consumer Behavior of Generation Z in Pekalongan”. At-Taradhi: Jurnal Studi Ekonomi, vol. 15, no. 2, Apr. 2025, pp. 137-46, doi:10.18592/taradhi.v15i2.14543.