ZISWAF, futurescape, Islamic phi ZISWAF FUTURESCAPE: BETWEEN THE SPIRIT OF ISLAMIC PHILANTHROPY AND DIGITAL RESILIENCE IN THE GREEN ECONOMY
DOI:
https://doi.org/10.18592/ajieb.v3i1.18640Keywords:
ZISWAF, futurescape, Islamic philanthropy, digital resilience, green economyAbstract
This study provides a comprehensive analysis of how the concept and implementation of ZISWAF (Zakat, Infaq, Sadaqah, and Waqf) evolve through the enhancement of digital resilience to support an inclusive and sustainable green economy. The study emphasizes the integration of Islamic philanthropic values with modern digital innovation as an effort to strengthen social resilience, transparency, and broad-based community empowerment. Employing a qualitative library research approach, this paper examines academic literature, institutional reports, and recent empirical findings on ZISWAF digitalization. The results reveal that strengthening digital resilience not only improves fundraising efficiency but also expands reach and social impact through innovative cross-sector collaboration. Within the futurescape framework, ZISWAF possesses great potential to become a key driver of a justice-based and sustainable green economy. The study further recommends advancing digital literacy, developing innovative Islamic financial platforms, and fostering strategic synergy among philanthropic institutions, government bodies, academia, and technology startups to realize a resilient, adaptive, and globally competitive Islamic economic future.References
REFERENCES
Abdullah, & Satibi, I. (2024). Financial Technology Innovation in Modernizing Zakat Payment in the Digital Era Article Info. Journal of Business Management and Islamic Banking, 03(2), 127–138. https://doi.org/10.14421/jbmib
Azwar, A. (2023). the Role of Islamic Philanthropy in Green Economy Development: Case in Indonesia. International Journal of Islamic Economics and Finance Research, 6(2 December), 40–55. https://doi.org/10.53840/ijiefer105
Fahmi, R. A. (2025). Islamic Social Finance and Environmental Sustainability: A Critical Review of Policy and Practice. Iqtishodiah: Jurnal Ekonomi Dan Perbankan Syariah, 7(1), 64–77. https://doi.org/10.62490/iqtishodiah.v7i1.1103
Farooq, M. O., & Muneeza, A. (2024). Integrating Islamic social finance with green and digital economy: A framework for sustainable development. International Journal of Islamic Economics and Finance, 7(1), 58–73.
Fazial, F., Md Ishak, M. M., Mohd Taher, M. S. I., & Ghazali, N. (2025). Enhancing Zakat Management Through Digitalization: a Literature Review on Emerging Technologies and Best Practices. Journal of Information System and Technology Management, 10(38), 64–86. https://doi.org/10.35631/jistm.1038006
Hasan, M. (2023). Digital transformation of zakat and waqf institutions: Toward a smart Islamic philanthropy system. Journal of Islamic Accounting and Business Research, 14(1), 54–71.
Hasanah, R. A., Hasan, Z., & Muhardi, S. (2025). Development of Syariah Fintech: Challenges and Opportunities in the Digital Economy. Al Dzahab, 6(1), 63–70. https://doi.org/10.32939/dhb.v6i1.4938
Hasibuan, M. F. E., Mualina, & Husain, I. (2025). Analysis of digital technology adaptation based on a cashless society: The case of Islamic philanthropic institutions in Indonesia. Electronic Journal of Education, Social Economic and Technology, 6(1), 779–789.
Humaidi, M. W., Hariyanto, & Azizah, M. (2024). Green philanthropy: Islamic activism on Indonesia’s environmental democracy. Ijtihad: Jurnal Wacana Hukum Islam Dan Kemanusiaan, 24(2), 167–191. https://doi.org/10.18326/IJTIHAD.V24I2.167-191
Jamal, M., Putri, N. M., & Zahro’, K. (2024). Peran Financial Technology Dalam Menghimpun Dana Zakat, Infaq dan Sedekah Serta Kontribusinya Dalam Menanggulangi Kemiskinan Di Indonesia. Wahana Akademika: Jurnal Studi Dan Sosial, 11(1), 63–72. https://www.gontor.ac.id/institut-studi-islam-darussalam
Mahfudz, A. A., Ahmad, R. A., & Nafi, D. M. (2024). Integrating Islamic Finance Principles and The Digital Disruptive Age to Support Global Sustainability. International Journal of Advanced Research in Economics and Finance. https://doi.org/10.55057/ijaref.2024.6.2.15
Nudin, N., Amin, S. M., & Sofyan, S. (2024). Bridging Faith and Technology: Digital Innovation in Islamic Economic Practices. Li Falah: Jurnal Studi …, April, 170–180. https://ejournal.iainkendari.ac.id/index.php/lifalah/article/view/10753%0Ahttps://ejournal.iainkendari.ac.id/index.php/lifalah/article/download/10753/2868
Omar, N., & Khairi, K. F. (2021). Zakat and Blockchain: a Review. International Journal of Islamic Economics and Finance Research, 4(2 December), 60–66. https://doi.org/10.53840/ijiefer53
Rahman, A. (2025). The future of Islamic philanthropy: Building resilience through ZISWAF and sustainable development goals (SDGs). Economica (Jurnal Fakultas Ekonomi dan Bisnis Islam), 21(1), 105–122.
Rika, Nur, A., Waqia, N., Pratiwi, E., Julianti, A., & Sunusi, A. M. (2025). Pranata ekonomi umat sebagai pendukung jaminan ekonomi syariah. 29(8), 15–22.
Rusydiana, A. S., & Alfarisi, M. S. (2023). Green waqf and Islamic philanthropy for sustainable development goals in Indonesia. Journal of Islamic Economics Perspectives, 5(1), 73–88.
Salsabila, F., Rini, & Soelistiyono, A. (2025). Exploring Digital Waqf in Indonesia: Strategy for Optimizing Accountability and Transparency. AKSY Jurnal Ilmu Akuntansi Dan Bisnis Syariah, 7(2), 191–213. https://doi.org/10.15575/aksy.v7i2.45931
Saputra, W. (2025). Digital Green Waqf: A Systematic Literature Review On Sustainable Islamic Philanthropy In The Digital Era. Sujud: Jurnal Agama, Sosial Dan Budaya, 1(3), 302–316. https://doi.org/10.63822/86402062
Saputri, M. (2024). Transformasi Digital dalam Filantropi Islam : Optimalisasi Pengelolaan Zakat dan Wakaf Melalui Fintech Syariah Meli Saputri berbagai sektor ekonomi di seluruh dunia , termasuk di negara-negara dengan mayoritas. SANTRI : Jurnal Ekonomi Dan Keuangan Islam, 2(6), 305–314.
Sari, M. A., & Herviana, L. (2024). Advancement and Challenges in Zakat Digitalization: A Systematic Literature Review. Global Business and Management Research: An International Journal, 16(3s), 240–253.
Shahmi, M. A., Putra, M. D., Fahlefi, R., Arifah, L., & Mansur, M. (2025). Energy Waqf and the Environmental Crisis: Advancing Islamic Philanthropy for Sustainability. Economica: Jurnal Ekonomi Islam, 16(1), 1–17. https://doi.org/10.21580/economica.2025.16.1.23549
Siregar, T. H., Majid, S. A., & Sugianto. (2025). Efisiensi Syariah dalam Era Digital: Tinjauan Sistematis terhadap Pengelolaan Zakat di Era QRIS dan Fintech Islam. JSE: Jurnal Sharia Economica, 4(3), 111–122. https://doi.org/10.46773/jse.v4i3.2137
Sugiyono. (2019). Metode penelitian kualitatif, kuantitatif dan R&D. Bandung: Alfabeta.
Suleman, S. (2025). Resilience of Islamic financial institutions amid economic shocks: A digital innovation perspective. Springer Series on International Banking and Finance, 8, 13–29.
Syarifuddin, F. (2022). Towards Green Economy Transformation Through Islamic Green Financing: Managing Risk and Fostering Sustainable Growth for the Real and Financial Sectors. 1–59. https: //publication-bi.org /repec /idn /wpaper /WP052022. pdf
Tanin, T. I., Shaiban, M. S. M., Hasanov, A. S., & Brooks, R. (2025). Resilience and performance of Islamic and conventional banks amid oil price uncertainty. Energy Economics, 148(June). https://doi.org/10.1016/j.eneco.2025.108637
Wahidah, Z. (2025). Digital Productive Waqf : Contextualization of Sharia Economic Law in Indonesia. 4(3), 210–223. https://doi.org/10.58824/arjis.v4i3.445
Wiza, Y., & Febriani, E. (2025). The Role of Zakat in Improving Economic Resilience Generation. 189(May), 181–189.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Nor Amelia, M. Khafi Ahdi Pratama Putra Hery

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.

