The Micro Waqf Bank As A Model For Empowering The Community's Economy In Islamic Boarding Schools (Case Study Of Al-Hijrah Micro Waqf Bank)
DOI:
https://doi.org/10.18592/ajieb.v2i1.10247Keywords:
Micro Waqf Bank, Empowerment, Financing ImplicationsAbstract
Micro Waqf Bank is presented as a new institution in the sharia-based financing sector. The target of Micro Waqf Bank is more towards the lower middle class community with affordable financing and no collateral or collateral. The selection of Al-Hijrah Micro Waqf Bank as the object of this research is based on several considerations in terms of quantity and quality. BWM Al-Hijrah has just entered its third year of operation and has creative efforts in empowering the community's economy. This study aims to determine how the model of community economic empowerment in the Islamic boarding school environment is run by Al-Hijrah Micro Waqf Bank and to find out what implications it has implemented. The research method is field research (descriptive research) with a qualitative approach. This research is located at Pondok Darul Hijrah, Cindai Alus Village, Martapura District, Banjar Regency, South Kalimantan. The methods used in this study are observation, interviews, and documentation. The data sources obtained in this study are from notes, books and interviews with BWM Al-Hijrah administrators and related customers. The results of this study indicate that economic empowerment through the implications of Al-Hijrah Micro Waqf Bank financing for the community around the Darul Hijrah Islamic boarding school is said to be empowered because the community's living needs are met, the community is independent and can develop its business, the amount of production and business innovation increases, the target market expands, the community is prosperous and has an independent business.References
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