The Role of Sharia Economics in Empowering the Sasirangan Coastal Community in Banjarmasin City
Keywords:
Sharia Economics, Community Empowerment, Sasirangan Village, CoastAbstract
This study analyzes the role and impact of Islamic economic implementation in empowering Sasirangan fabric artisans in Kampung Sasirangan, Banjarmasin, a coastal community that is economically vulnerable due to limited access to formal capital, which causes them to be trapped in usury-based debt or exploitation by contractors, and exacerbated by low financial literacy and digital marketing skills. A holistic solution is provided through Islamic economic instruments, particularly Islamic Microfinance Institutions (LKMS) such as Baitul Maal wat Tamwil (BMT), which provide interest-free financing (tamwil) through Mudharabah or Musyarakah contracts while integrating social aspects (maal) and skills development. Empirically, this implementation has had a significant impact on increasing average income and reducing interest-based debt, strengthening social bonds (ukhuwah) through Community-Based Enterprises, and most importantly, fostering inner peace or a sense of “blessing” which is a fundamental motivation for business sustainability. The research conclusion confirms that Islamic economics, through the holistic LKMS model, is effective as a comprehensive solution to improve the business capacity, economic independence, and spiritual well-being of Sasirangan artisans.References
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