THE INFLUENCE OF SHARIA FINANCIAL LITERACY, FINANCIAL ABILITY AND WAITING LIST ON STUDENTS' INTEREST IN SAVING IN THE BSI YOUNG HAJJ SAVINGS PRODUCT (STUDY AT SMPIT UKHUWAH BANJARMASIN)
Keywords:
Sharia financial literacy, Financial Capability, Waiting list, Interest in savingAbstract
This study was spurred by the public's strong interest in performing the Hajj pilgrimage, but the lengthy lines prevented many would-be pilgrims from leaving. Therefore, it is hoped that the BSI young Hajj savings product, which is specifically designed for children under the age of 17, would alleviate some of the long lines. This study employed a quantitative descriptive research design. The primary data used in the study were 326 responses to a questionnaire that was given to students at SMPIT Ukhuwah Banjarmasin. The present study employed SPSS version 23 software for data analysis, which included validity, reliability, multiple linear coefficients, classical assumptions, and hypothesis testing. This study employs specific techniques. This research shows that the Islamic financial literacy variable has a partially significant influence, as evidenced by the t-count value reaching 15.968 and a significance value of 0.000. Meanwhile, the financial capability and waiting list variables did not show a partially significant influence on students' interest in saving in the BSI young hajj savings product with t-calculated values for each of the two variables of 1.716 and -1.063 with significant values of 0.087 and 0.288References
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