Uncovering the Motivations Behind the Use of the Taqsith Accord at Arrahmah Sharia Consumer Cooperative in South Kalimantan
Keywords:
contract, co-operative, identity, usuryAbstract
This article aims to explore the issues behind Arrahmah Islamic Consumer Cooperative using taqsith or credit contracts in its financing products. Then whether the use of this type of contract is related to the construction of the identity of the Arrahmah Islamic Consumer Cooperative. This article is a qualitative field research. The researcher, in this case, directly extracted data in the field related to the efforts made by the Arrahmah Islamic Consumer Cooperative in maintaining and maintaining their cooperative to be free from usury practices. The research findings state that the background of the Arrahmah Islamic Consumer Cooperative using the taqsith contract, after previously naming it the murabahah contract in financing is due to the encouragement of knowledge of fiqh mumalah delivered by Salafi asatidz. This knowledge is based on the importance of maintaining the shari'a of their institution's operations in order to remain "more shari'a, insha Allah, than other sharia or conventional cooperatives or financing institutions in general." This knowledge can then be considered as a source of community identity that distinguishes them from other cooperatives or financial institutions.References
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