A Waqf–CSR Synergy Model for Sustainable Productive Assets: Empowering Tourism-Based MSMEs through Temporary Jukung Waqf in Lok Baintan, South Kalimantan
DOI:
https://doi.org/10.18592/taradhi.v17i1.19945Keywords:
MSME Empowerment, temporary waqf, Jukung, Corporate Social Responsibility, Analytic Network ProcessAbstract
Tourism-based MSME empowerment in Lok Baintan, South Kalimantan, is constrained by limited capital, acute jukung shortages, unprofessional management, and consumptive CSR programs. This study develops and tests an integrative model: Temporary Jukung Waqf financed through CSR funds, treating corporate philanthropy as endowment capital (mawquf bih) for a temporary, depreciating movable-asset waqf.Employing an exploratory sequential mixed-methods design, qualitative data from 15 MSME actors mapped the problem structure, while a seven-member expert panel conducted Analytic Network Process (ANP) pairwise comparisons. The ANP results indicate that the Waqf Institution (Nazhir) is the highest-priority factor for success, followed by the Productive Business Facility (Jukung), CSR Fund Allocation, MSME Capacity, and Model Sustainability. Ultimately, this model reinforces sharia-based local economic strengthening and guides corporations to redirect CSR into productive waqf assets. Given the single-site scope, findings offer a context-specific priority structure; thus, multi-site replication and longitudinal economic-impact assessments are recommended.
References
Anisah, H. U., Faisal, I., & Baihaki, A. S. (2021). The role of ethnic entrepreneurship and personality on business sustainability in barefoot entrepreneurs in wetlands: A study on MSMEs ethnic Madura. Open Access Indonesia Journal of Social Sciences, 4(2), 464–469. https://doi.org/10.37275/oaijss.v4i2.95
Antonio, M. S. (2001). Bank syariah: Dari teori ke praktik. Gema Insani Press.
Ascarya. (2013). Akad dan produk bank syariah. Rajawali Pers.
Badan Wakaf Indonesia. (2020). Peraturan BWI Nomor 1 Tahun 2020 tentang pedoman pengelolaan dan pengembangan harta benda wakaf di Indonesia. https://www.bwi.go.id/10896/2024/11/13/peraturan-bwi-nomor-1-tahun-2020-tentang-pedoman-pengelolaan-dan-pengembangan-harta-benda-wakaf
Chapra, M. U. (1992). Islam and the economic challenge. The Islamic Foundation.
Dhaifullah, M. N. M., & Shohiha, A. (2023). Implementasi corporate social responsibility dalam pemberdayaan UMKM pada CV. Futake Indonesia ditinjau dari perspektif etika bisnis Islam. Selekta Manajemen: Jurnal Mahasiswa Bisnis & Manajemen, 2(3), 148–159. https://journal.uii.ac.id/selma/article/view/29999
Dupi, M., & Husaen, F. D. U. (2025). Waqf and sustainable economic systems: A bibliometric review of global research and innovation in Islamic economics (2008–2025). At-Taradhi: Jurnal Studi Ekonomi, 16(2), 136–157. https://doi.org/10.18592/taradhi.v16i2.18154
Haura, A., Baga, L. M., & Tanjung, H. (2015). Analisis pengelolaan wakaf uang pada koperasi jasa keuangan syariah (pendekatan Analytical Network Process). Al-Muzara'ah, 3(2), 89–105. https://doi.org/10.29244/jam.3.2.89-105
Kahf, M. (2003). The role of waqf in improving the ummah welfare [Conference paper]. International Seminar on Waqf as a Private Legal Body, Islamic Research and Training Institute, Islamic Development Bank, Jeddah, Saudi Arabia.
Munawar, W., & Mufraini, M. A. (2021). Productive waqf, economic empowerment, and public welfare: Evidence from benefit recipients at Daarut Tauhiid waqf institution. Inferensi: Jurnal Penelitian Sosial Keagamaan, 15(1), 1–24. https://doi.org/10.18326/infsl3.v15i1.1-24
Republik Indonesia. (2004). Undang-Undang Nomor 41 Tahun 2004 tentang Wakaf.
Republik Indonesia. (2006). Peraturan Pemerintah Nomor 42 Tahun 2006 tentang Pelaksanaan Undang-Undang Nomor 41 Tahun 2004 tentang Wakaf.
Saaty, T. L. (2001). Decision making with dependence and feedback: The analytic network process (2nd ed.). RWS Publications.
Saprida, Meriyati, Choiriyah, Umari, Z. F., & Arifin, I. (2024). Cash waqf: An analysis of the legality of productive waqf management for sustainable development (SDGs). Profetika: Jurnal Studi Islam, 25(2), 303–316. https://doi.org/10.23917/profetika.v25i02.7203
Tambunan, T. (2012). Usaha mikro, kecil, dan menengah di Indonesia: Isu-isu penting. LP3ES.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Rahmah Hayati, Ida Busnetty
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
This work is licensed under a 